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Women-led FinTech startups in India

Payments, lending, cashback, wealth and the rails of financial inclusion — built by women founders.

32 women-led companies · 7 with a full founder story · Last updated 14 August 2026

Fintech is one of the few Indian sectors where women have built right across the stack. Not just at the front end, where a friendlier app or a smarter onboarding flow gets noticed, but in the parts that are harder to see: SME lending books, cashback economics, quant asset management, the plumbing of last-mile inclusion. The companies gathered here were founded or co-founded by women, and they range from listed names to early-stage teams still finding their first thousand customers.

What ties them together is less a product category than a posture toward money. Regulation is heavy. Trust is everything. A single mispriced loan or a sloppy KYC flow compounds in a way it never does in, say, content. The founders below have had to earn a banking partner’s confidence, a regulator’s patience and a customer’s deposit, often at the same time. That is the work this page documents.

All women-led FinTech companies

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Akudo logo

Lavika Aggarwal

Seed
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2020
Basis logo

Hena Mehta, Dipika Jaikishan

Seed
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2018
CashKaro & EarnKaro logo

Swati Bhargava

Industry
FinTech
Location
Gurugram, Haryana
Founded
2013
Read our story →
Crediwatch logo

Meghna Suryakumar

Series A
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2016

Tarusha Mittal, Mohit Madan

Bootstrapped
Industry
FinTech
Location
New Delhi, Delhi
Founded
2017
GoSats logo

Roshni Aslam

Series A
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2020
Hyperface logo

Aishwarya Jaishankar

Seed
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2021
IndiaP2P logo

Neha Juneja

Seed
Industry
FinTech
Location
Mumbai, Maharashtra
Founded
2021
Infibeam Avenues logo

Neeru Sharma

Public
Industry
FinTech
Location
Gandhinagar, Gujarat
Founded
2007
innopay logo
innopayVerified

Akkineni Keerthi

Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2020
Read our story →

Anisha Dossa Aibara & Anusha Ramakrishnan

Acquired
Industry
FinTech
Location
Mumbai, Maharashtra
Founded
2021
Kaarva logo

Khushboo Maheshwari

Seed
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2018
Kaleidofin logo
KaleidofinVerified

Sucharita Mukherjee

Series C
Industry
FinTech
Location
Chennai, Tamil Nadu
Founded
2017
Read our story →
Kinara Capital logo

Hardika Shah

Series D+
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2011
Klub logo

Ishita Verma & Anurakt Jain

Series A
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2019
LetsVenture logo
LetsVentureVerified

Shanti Mohan

Series A
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2013
Read our story →
LXME logo

Priti Rathi Gupta

Seed
Industry
FinTech
Location
Mumbai, Maharashtra
Founded
2018
Mahila Money logo

Sairee Chahal & Siddhika Aggarwal

Seed
Industry
FinTech
Location
New Delhi, Delhi
Founded
2021
MobiKwik logo
MobiKwikVerified

Upasana Taku

Public
Industry
FinTech
Location
Gurugram, Haryana
Founded
2009
Read our story →
NIRA logo

Nupur Gupta

Acquired
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2018
Open logo

Mabel Chacko & Deena Jacob

Series D+
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2017

Mabel Chacko

Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2017
Read our story →
Oxyzo logo
OxyzoVerified

Ruchi Kalra

Series A
Industry
FinTech
Location
Gurugram, Haryana
Founded
2017
Read our story →
PayGlocal logo

Prachi Dharani

Series B
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2021
PaySense logo

Sayali Karanjkar

Acquired
Industry
FinTech
Location
Mumbai, Maharashtra
Founded
2015
Progcap logo

Pallavi Shrivastava

Series C
Industry
FinTech
Location
New Delhi, Delhi
Founded
2017
Rang De logo

Smita Ram

Seed
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2008
Riskcovry logo

Vidya Sridharan

Series A
Industry
FinTech
Location
Mumbai, Maharashtra
Founded
2018
Salt logo

Udita Pal

Seed
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2020
StuCred logo

Henna Jain Tatia

Bootstrapped
Industry
FinTech
Location
Chennai, Tamil Nadu
Founded
2017
Svatantra Microfin logo

Ananya Birla

Series D+
Industry
FinTech
Location
Mumbai, Maharashtra
Founded
2012
ZestMoney logo

Lizzie Chapman

Acquired
Industry
FinTech
Location
Bengaluru, Karnataka
Founded
2015

Funding stage reflects the latest publicly reported round and is indicative. Know a company that belongs here? Tell us.

Why FinTech matters

India added hundreds of millions of first-time digital-finance users in a decade, and the gap between who needs credit and who can access it is still enormous. That gap is where most of these companies live. Women founders have been notably strong in inclusion-led fintech, where understanding an underserved customer is the actual product, not a marketing line.

FinTech startups by city

Frequently asked questions

+ Which women-led fintech startups are in this directory?

The directory blends women founders we have profiled in depth with a curated list of other verified women-led fintech companies. Each one has at least one confirmed woman founder or co-founder, and we note the funding stage where it has been publicly reported.

+ Are these fintech companies all venture-funded?

No. The list spans bootstrapped and profitable companies through to venture-backed and listed ones. You can narrow by funding stage from the directory, or browse the bootstrapped and seed-stage facets separately.

+ How do you verify a fintech company before listing it?

We confirm the woman-founder status and corroborate industry, city, stage and founding year across multiple independent sources before a company is added. When sources conflict or are thin, we leave the company out rather than guess.