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Women-led FinTech startups in India
Payments, lending, cashback, wealth and the rails of financial inclusion — built by women founders.
32 women-led companies · 7 with a full founder story · Last updated 14 August 2026
Fintech is one of the few Indian sectors where women have built right across the stack. Not just at the front end, where a friendlier app or a smarter onboarding flow gets noticed, but in the parts that are harder to see: SME lending books, cashback economics, quant asset management, the plumbing of last-mile inclusion. The companies gathered here were founded or co-founded by women, and they range from listed names to early-stage teams still finding their first thousand customers.
What ties them together is less a product category than a posture toward money. Regulation is heavy. Trust is everything. A single mispriced loan or a sloppy KYC flow compounds in a way it never does in, say, content. The founders below have had to earn a banking partner’s confidence, a regulator’s patience and a customer’s deposit, often at the same time. That is the work this page documents.
All women-led FinTech companies
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- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2020
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2018
Swati Bhargava
- Industry
- FinTech
- Location
- Gurugram, Haryana
- Founded
- 2013
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2016
Tarusha Mittal, Mohit Madan
- Industry
- FinTech
- Location
- New Delhi, Delhi
- Founded
- 2017
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2020
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2021
- Industry
- FinTech
- Location
- Mumbai, Maharashtra
- Founded
- 2021
- Industry
- FinTech
- Location
- Gandhinagar, Gujarat
- Founded
- 2007
Akkineni Keerthi
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2020
Anisha Dossa Aibara & Anusha Ramakrishnan
- Industry
- FinTech
- Location
- Mumbai, Maharashtra
- Founded
- 2021
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2018
- Industry
- FinTech
- Location
- Chennai, Tamil Nadu
- Founded
- 2017
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2011
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2019
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2013
- Industry
- FinTech
- Location
- Mumbai, Maharashtra
- Founded
- 2018
- Industry
- FinTech
- Location
- New Delhi, Delhi
- Founded
- 2021
- Industry
- FinTech
- Location
- Gurugram, Haryana
- Founded
- 2009
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2018
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2017
Mabel Chacko
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2017
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2021
- Industry
- FinTech
- Location
- Mumbai, Maharashtra
- Founded
- 2015
- Industry
- FinTech
- Location
- New Delhi, Delhi
- Founded
- 2017
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2008
- Industry
- FinTech
- Location
- Mumbai, Maharashtra
- Founded
- 2018
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2020
- Industry
- FinTech
- Location
- Chennai, Tamil Nadu
- Founded
- 2017
- Industry
- FinTech
- Location
- Mumbai, Maharashtra
- Founded
- 2012
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Founded
- 2015
| FinTech | Bengaluru, Karnataka | Seed | 2020 | |
| FinTech | Bengaluru, Karnataka | Seed | 2018 | |
| FinTech | Gurugram, Haryana | — | 2013 | |
| FinTech | Bengaluru, Karnataka | Series A | 2016 | |
EthxTarusha Mittal, Mohit Madan | FinTech | New Delhi, Delhi | Bootstrapped | 2017 |
| FinTech | Bengaluru, Karnataka | Series A | 2020 | |
| FinTech | Bengaluru, Karnataka | Seed | 2021 | |
| FinTech | Mumbai, Maharashtra | Seed | 2021 | |
| FinTech | Gandhinagar, Gujarat | Public | 2007 | |
| FinTech | Bengaluru, Karnataka | — | 2020 | |
JifyAnisha Dossa Aibara & Anusha Ramakrishnan | FinTech | Mumbai, Maharashtra | Acquired | 2021 |
| FinTech | Bengaluru, Karnataka | Seed | 2018 | |
| FinTech | Chennai, Tamil Nadu | Series C | 2017 | |
| FinTech | Bengaluru, Karnataka | Series D+ | 2011 | |
| FinTech | Bengaluru, Karnataka | Series A | 2019 | |
| FinTech | Bengaluru, Karnataka | Series A | 2013 | |
| FinTech | Mumbai, Maharashtra | Seed | 2018 | |
| FinTech | New Delhi, Delhi | Seed | 2021 | |
| FinTech | Gurugram, Haryana | Public | 2009 | |
| FinTech | Bengaluru, Karnataka | Acquired | 2018 | |
| FinTech | Bengaluru, Karnataka | Series D+ | 2017 | |
Open Financial TechnologiesVerifiedMabel ChackoRead our story → | FinTech | Bengaluru, Karnataka | — | 2017 |
| FinTech | Gurugram, Haryana | Series A | 2017 | |
| FinTech | Bengaluru, Karnataka | Series B | 2021 | |
| FinTech | Mumbai, Maharashtra | Acquired | 2015 | |
| FinTech | New Delhi, Delhi | Series C | 2017 | |
| FinTech | Bengaluru, Karnataka | Seed | 2008 | |
| FinTech | Mumbai, Maharashtra | Series A | 2018 | |
| FinTech | Bengaluru, Karnataka | Seed | 2020 | |
| FinTech | Chennai, Tamil Nadu | Bootstrapped | 2017 | |
| FinTech | Mumbai, Maharashtra | Series D+ | 2012 | |
| FinTech | Bengaluru, Karnataka | Acquired | 2015 |
Funding stage reflects the latest publicly reported round and is indicative. Know a company that belongs here? Tell us.
Why FinTech matters
India added hundreds of millions of first-time digital-finance users in a decade, and the gap between who needs credit and who can access it is still enormous. That gap is where most of these companies live. Women founders have been notably strong in inclusion-led fintech, where understanding an underserved customer is the actual product, not a marketing line.
FinTech startups by city
Frequently asked questions
+ – Which women-led fintech startups are in this directory?
The directory blends women founders we have profiled in depth with a curated list of other verified women-led fintech companies. Each one has at least one confirmed woman founder or co-founder, and we note the funding stage where it has been publicly reported.
+ – Are these fintech companies all venture-funded?
No. The list spans bootstrapped and profitable companies through to venture-backed and listed ones. You can narrow by funding stage from the directory, or browse the bootstrapped and seed-stage facets separately.
+ – How do you verify a fintech company before listing it?
We confirm the woman-founder status and corroborate industry, city, stage and founding year across multiple independent sources before a company is added. When sources conflict or are thin, we leave the company out rather than guess.
