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FinTech · Gurugram, Haryana

Oxyzo

SME-focused working-capital lending arm of the OfBusiness group.

Founded by Ruchi Kalra

Verified by Women Can Startup

Snapshot

Founded
2017
Headquarters
Gurugram, Haryana
Industry
FinTech
Business model
FinTech (NBFC lending)
Funding stage
Series A
Employees
501-1000
Markets
India
Last updated
24 June 2026

About Oxyzo

A former McKinsey financial-services partner who helped build OfBusiness in 2015 and then turned its lending arm, Oxyzo, into a billion-dollar company at its very first institutional round.

Founder

Ruchi Kalra

Woman Founder

Co-founder, CEO & CFO

Co-founders: Asish Mohapatra, Vasant Sridhar, Bhuvan Gupta, Nitin Jain — co-founders (OfBusiness group).

Industry classification

FinTech SME Lending

Funding

Total raised$200M Series A (2022); unicornLatest roundSeries A

Investors: Alpha Wave Global, Tiger Global, Norwest Venture Partners, Matrix Partners

Founder story

In-depth profile

How Ruchi Kalra built Oxyzo

A former McKinsey financial-services partner who helped build OfBusiness in 2015 and then turned its lending arm, Oxyzo, into a billion-dollar company at its very first institutional round.

Read the story →

Website, social & contact

Contact Oxyzo

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Frequently asked questions

What does Oxyzo do?
A former McKinsey financial-services partner who helped build OfBusiness in 2015 and then turned its lending arm, Oxyzo, into a billion-dollar company at its very first institutional round.
Who founded Oxyzo?
Oxyzo was founded by Ruchi Kalra.
Where is Oxyzo headquartered?
Oxyzo is headquartered in Gurugram, Haryana, India.
Is Oxyzo funded?
Yes — Oxyzo is venture-funded and has reached the Series A stage.
When was Oxyzo founded?
Oxyzo was founded in 2017.